Fotek Business Solutions is a full service insurance agency focused on providing employee benefit programs to businesses located in NJ and NY. Fotek was founded in 1986, and today our client base includes more than 1000 corporate clients. We represent all the leading medical insurance carriers including Horizon BCBS, Aetna, United, Oxford, Amerihealth, and Cigna. Fotek Business Solutions also offers an extensive list of ancillary benefits including group life insurance, dental insurance, disability benefits, and longterm care. In addition to group products, we
offer a complete portfolio of individual products as well...

At Fotek Business Solutions, our goal is to provide creative solutions to all your employee benefit needs. We are well versed in all medical insurance funding models including insured programs, self-insurance (ASO), partially self-funded programs, health reimbursement arrangements (HRA), and health savings accounts (HSA). Once we secure a client, we assign an in-house, dedicated customer service representative to each and every account. Choose Fotek Business Solutions and you will learn what our many current clients already know - not all brokers are the same, and we will earn your business every day!"...